Fix My Credit

A low credit score can prevent you from:

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Buying or refinancing your home

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Purchasing a new vehicle

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Personal or business loans

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Getting approved for credit cards

What affects my credit score?

35% Payment History

Are you paying your loan on time?

Are you paying your rent on time?

Any charge-offs, collections, bankruptcies, or foreclosures

30% Credit Utilization

How much available credit do you have on revolving accounts

15% Credit History

How long have you established your credit account?

10% Credit Mix

It’s good to have many different types of credit accounts. Things like credit cards, car loans, mortgages etc.

10% Hard inquires

Soft inquires will not affect your credit score, but a hard inquire will. The fewer hard credit inquiries you have the better.

What areas of your credit needs improvement?

Review My Credit

How credit repair works

Check

Review credit file

Challenge

Dispute negative items

Change

Track credit score progress

We have worked with 350,000 members on their credit since 2017.

Sign Up Now

How long does it take?

Our customers typically see between a

40-100 points

average increase on their score within a 3-6 month time frame.

Over seventy percent of GiveUsCredit.com members saw a score increase after 3-6 months of using our services.

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